Terms & conditions

Terms & conditions

Last updated: October 2025

Welcome to keinsaas. By accessing this website and using our services, you agree to comply with and be bound by the following terms and conditions of use.

Important:

This website and services are provided by two legally separate companies. The applicable terms depend on the service you use.

1. Scope and Responsibility

1.1 Agency and Consulting Services

Provider: keinsaas GbR

Hagen Rothmann & Paul Raben

Geibelstraße 57, 22303 Hamburg, Germany

Email: info@keinsaas.com

Applies to:

• Consulting services

• Automation projects and implementations

• Agency services and custom development

• Custom software development

• Project-based work

Governing Law: German law

1.2 Software Products (keinsaas Navigator)

Provider: keinsaas OÜ

Järvevana tee 9, 11314 Tallinn, Estonia

Registry code: 17354044

Email: navigator@keinsaas.com

Applies to:

• keinsaas Navigator (LLM chat interface)

• Software subscriptions

• AI model access and usage

• Technical support for software products

Governing Law: Estonian law, except where mandatory consumer protection provisions of the user's location apply

2. Acceptance of Terms

By accessing or using this website or our services, you agree to be bound by these Terms & Conditions, as well as all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

3. keinsaas Navigator - Service Description

3.1 What Navigator Provides

keinsaas Navigator is an LLM (Large Language Model) chat interface that allows you to:

• Access various AI models from different providers (OpenAI, Anthropic, Google, and others)

• Send messages and receive AI-generated responses

• Upload files for AI processing

• Store and manage your chat history

• Choose between EU-hosted and non-EU-hosted models (clearly marked in the interface)

3.2 Credit System

• You purchase credits to use Navigator

• Credits are consumed based on:

- The AI model you select

- The length of your messages

- File uploads and processing

- AI-generated responses

• Different models have different credit costs

• Credits do not expire while your account is active

3.3 AI Model Selection

• You can choose from multiple AI providers and models

• EU-hosted models are visually distinguished in the interface

• You are responsible for selecting models that meet your data residency requirements

• Model availability may change based on provider availability

3.4 Data Processing

When you use Navigator:

• Your messages are sent to the AI model provider you select

• Chat history is stored in Supabase (AWS servers in Europe)

• Each AI provider has their own data processing terms

• We do not use your data to train AI models

• You retain ownership of your content

4. Use License and Access Rights

4.1 Website Content (Both Companies)

Permission is granted to temporarily download one copy of the materials on keinsaas' website for personal, non-commercial transitory viewing only. You may not:

• Modify or copy the materials

• Use the materials for commercial purposes

• Attempt to decompile or reverse engineer any software

• Remove copyright or proprietary notations

• Transfer the materials to another person

4.2 Navigator Software (keinsaas OÜ)

License Grant: You receive a non-exclusive, non-transferable, revocable right to use keinsaas Navigator according to your subscription plan.

Usage Restrictions:

• No sharing of access credentials with third parties

• No reverse engineering, decompilation, or disassembly

• No automated scraping or excessive API calls

• Usage within purchased credit limits

• No use for illegal purposes or to generate harmful content

Availability: We strive for high availability but cannot guarantee uninterrupted service. Scheduled maintenance will be announced in advance when possible.

5. User Responsibilities

When using Navigator, you are responsible for:

• Content: All messages, files, and content you input

• Model Selection: Choosing appropriate AI models for your use case

• Data Compliance: Ensuring your use complies with applicable data protection laws

• Prohibited Uses: Not using the service for illegal activities, generating harmful content, or violating others' rights

• Account Security: Keeping your login credentials secure

We reserve the right to suspend or terminate accounts that violate these terms.

6. Payment Terms

6.1 Agency Services (keinsaas GbR)

• Pricing: Project-based or time & materials, as agreed

• Payment Terms: According to individual agreement, typically net 14 days

• Currency: Euro (EUR)

• Invoicing: According to German tax law

6.2 Navigator Subscriptions (keinsaas OÜ)

• Pricing: Based on subscription plan and credit purchases

• Payment Method: Automatic deduction via Stripe

• Currency: Euro (EUR) or US Dollar (USD)

• Credits: Non-refundable once purchased

• Price Changes: Changes will be announced at least 30 days in advance

• Taxes: All prices plus applicable VAT

7. Termination and Contract Duration

7.1 Agency Services (keinsaas GbR)

Project-based agreements end with project completion. Ongoing services can be terminated with 30 days' notice to the end of the month, unless otherwise agreed.

7.2 Navigator Subscriptions (keinsaas OÜ)

Monthly Subscriptions:

• Monthly cancellation possible

• Cancellation before next billing date

• Access continues until end of paid period

• Unused credits are forfeited upon cancellation

Annual Subscriptions:

• Automatically renew for another year

• Cancellation at least 30 days before expiry

• No refunds for early terminations

• Unused credits are forfeited upon cancellation

Right to Cancel: Cancel anytime through your account or by email to navigator@keinsaas.com.

Termination by keinsaas: We may suspend or terminate your account for:

• Violation of these terms

• Non-payment

• Illegal or abusive use

• At our discretion with 30 days' notice

8. Third-Party AI Providers

8.1 Provider Terms

When using Navigator, you are also subject to the terms of service of the AI model providers you select. These may include:

• OpenAI's Terms of Use

• Anthropic's Terms of Service

• Google's Terms of Service

• Other providers' terms

8.2 Provider Changes

AI model availability, pricing, and capabilities may change based on provider decisions. We will notify you of material changes when possible.

8.3 Provider Liability

keinsaas OÜ is not responsible for:

• AI model outputs or accuracy

• Provider service interruptions

• Changes in provider terms or pricing

• Provider data processing practices

9. Disclaimer

9.1 Website Content (Both Companies)

The materials on keinsaas' website are provided on an 'as is' basis. keinsaas makes no warranties, expressed or implied.

9.2 Navigator Software (keinsaas OÜ)

• The software is provided "as is"

• We do not guarantee AI output accuracy, appropriateness, or fitness for any purpose

• AI-generated content may contain errors, biases, or inappropriate material

• You are responsible for reviewing and verifying AI outputs before use

• We are not liable for indirect damages, data loss, or lost profits, to the extent permitted by law

10. Limitations of Liability

In no event shall keinsaas GbR, keinsaas OÜ, or their suppliers be liable for any damages arising out of the use or inability to use the services, even if notified of the possibility of such damage.

Exceptions:

• Intentional misconduct and gross negligence

• Injury to life, body, or health

• Breaches of essential contractual obligations

• Mandatory statutory liability provisions

11. Warranty and Defect Liability

11.1 Agency Services (keinsaas GbR)

Statutory warranty rights under German law apply to defects in services rendered. We commit to remedying defects within a reasonable period.

11.2 Navigator Software (keinsaas OÜ)

In case of significant software defects, you have the right to:

• Remediation within a reasonable period

• Reduction of subscription price

• Extraordinary termination for irremediable defects

12. Data Protection and Confidentiality

The protection of your personal data is important to us. Details on data processing can be found in our separate Privacy Policy.

Confidentiality: Both companies commit to treating all information obtained in the course of the business relationship confidentially.

Your Content: You retain all rights to content you input into Navigator. We do not claim ownership of your content.

13. Intellectual Property

13.1 Agency Services (keinsaas GbR)

Rights to created works are transferred to the customer after full payment and according to individual agreement. Preliminary work and methods remain with keinsaas GbR.

13.2 Navigator Software (keinsaas OÜ)

• All rights to Navigator software remain with keinsaas OÜ

• You receive only a right of use according to these terms

• You retain all rights to your input content

• AI-generated outputs may have complex ownership - review provider terms

14. Links to Third-Party Sites

keinsaas has not reviewed all sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by keinsaas of the site. Use of any such linked website is at the user's own risk.

15. Changes to Terms & Conditions

keinsaas may update these terms at any time. For material changes, we will notify you via email or website. Continued use after changes constitutes acceptance of the updated terms.

16. Severability Clause

Should individual provisions of these Terms & Conditions be or become invalid, the validity of the remaining provisions remains unaffected. The invalid provision shall be replaced by a valid provision that comes closest to the economic purpose of the invalid provision.

17. Governing Law and Jurisdiction

17.1 For Agency Services (keinsaas GbR)

• Governing Law: German law

• Jurisdiction: Hamburg, Germany (for contracts with merchants)

• Consumers: Consumers may also sue at their place of residence

17.2 For Navigator (keinsaas OÜ)

• Governing Law: Estonian law

• Jurisdiction: Tallinn, Estonia (for contracts with businesses)

• Consumers: Consumer protection provisions of the country of residence remain unaffected

18. Dispute Resolution

The European Commission provides a platform for online dispute resolution: https://ec.europa.eu/odr

We are neither obliged nor willing to participate in dispute resolution proceedings before a consumer arbitration board.

19. Contact Us

For Agency Services:

keinsaas GbR

📧 info@keinsaas.com

📍 Geibelstraße 57, 22303 Hamburg, Germany

For Navigator:

keinsaas OÜ

📧 navigator@keinsaas.com

📍 Järvevana tee 9, 11314 Tallinn, Estonia

We are not just another automation agency. We build systems that grow with you — and become your trusted partner on the journey towards a future-proof company

© 2025 keinsaas. All rights reserved.

We are not just another automation agency. We build systems that grow with you — and become your trusted partner on the journey towards a future-proof company

© 2025 keinsaas. All rights reserved.

We are not just another automation agency. We build systems that grow with you — and become your trusted partner on the journey towards a future-proof company

© 2025 keinsaas. All rights reserved.